/* ================================================================
   Prestamo Online Espana – Diseño basado en conceptos modernos de fintech
   Palette: Navy #0d1f3c | Or/Orange #e8960c | Bleu #1d5cf6
   ================================================================ */


/* ---- Google Fonts ---- */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800;900&family=Playfair+Display:wght@700;800;900&display=swap');
:root {
    --navy: #0d1f3c;
    --navy2: #152a50;
    --navy3: #1e3a6e;
    --gold: #e8960c;
    --gold2: #f5ad30;
    --blue: #1d5cf6;
    --blue2: #4075f8;
    --white: #ffffff;
    --light: #f5f7fa;
    --light2: #eef1f7;
    --text: #2d3748;
    --muted: #718096;
    --border: #e2e8f0;
    --radius: 12px;
    --radius2: 20px;
    --shadow: 0 4px 30px rgba(13, 31, 60, .10);
    --shadow2: 0 12px 50px rgba(13, 31, 60, .18);
    --trans: all .35s cubic-bezier(.4, 0, .2, 1);
}


/* -------- Reset -------- */

*,
*::before,
*::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Inter', sans-serif;
    color: var(--text);
    background: var(--white);
    line-height: 1.7;
    overflow-x: hidden;
}

a {
    text-decoration: none;
    color: inherit;
}

ul {
    list-style: none;
}

img {
    max-width: 100%;
    display: block;
}


/* ================================================================
   TOP BAR
   ================================================================ */

.top-bar {
    background: var(--navy);
    padding: 9px 0;
    font-size: .82rem;
    border-bottom: 1px solid rgba(255, 255, 255, .08);
}

.top-bar-inner {
    max-width: 1300px;
    margin: 0 auto;
    padding: 0 30px;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.top-left {
    display: flex;
    gap: 28px;
}

.top-left a {
    color: #a0aec0;
    display: flex;
    align-items: center;
    gap: 7px;
    transition: var(--trans);
}

.top-left a:hover {
    color: var(--gold);
}

.top-right {
    display: flex;
    align-items: center;
    gap: 16px;
}

.top-social {
    display: flex;
    gap: 8px;
}

.top-social a {
    color: #a0aec0;
    font-size: .7rem;
    font-weight: 700;
    width: 26px;
    height: 26px;
    border: 1px solid rgba(255, 255, 255, .15);
    border-radius: 50%;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    transition: var(--trans);
}

.top-social a:hover {
    background: var(--gold);
    border-color: var(--gold);
    color: var(--navy);
}

.top-cta a {
    background: var(--gold);
    color: var(--navy);
    padding: 5px 16px;
    border-radius: 20px;
    font-weight: 700;
    font-size: .78rem;
    letter-spacing: .3px;
    transition: var(--trans);
}

.top-cta a:hover {
    background: var(--gold2);
    transform: translateY(-1px);
}


/* ================================================================
   HEADER / NAVBAR
   ================================================================ */

header {
    position: sticky;
    top: 0;
    left: 0;
    width: 100%;
    z-index: 1000;
    background: var(--white);
    box-shadow: 0 2px 20px rgba(13, 31, 60, .08);
    transition: var(--trans);
}

.navbar {
    max-width: 1300px;
    margin: 0 auto;
    padding: 0 30px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 76px;
}

.logo {
    display: flex;
    align-items: center;
    gap: 14px;
}

.logo-mark {
    width: 48px;
    height: 48px;
    background: var(--navy);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
    overflow: hidden;
}

.logo-mark::before {
    content: '';
    position: absolute;
    top: -10px;
    right: -10px;
    width: 28px;
    height: 28px;
    background: var(--gold);
    border-radius: 50%;
    opacity: .6;
}

.logo-mark span {
    color: var(--white);
    font-weight: 900;
    font-size: 1.05rem;
    position: relative;
    z-index: 1;
    letter-spacing: -.5px;
}

.logo-text {
    display: flex;
    flex-direction: column;
    line-height: 1.15;
}

.logo-text .l1 {
    color: var(--navy);
    font-weight: 900;
    font-size: 1.2rem;
    letter-spacing: -.3px;
}

.logo-text .l2 {
    color: var(--gold);
    font-size: .68rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 2.5px;
}

nav ul {
    display: flex;
    align-items: center;
    gap: 2px;
}

nav ul li a {
    color: var(--navy);
    padding: 9px 15px;
    border-radius: 8px;
    font-size: .9rem;
    font-weight: 600;
    transition: var(--trans);
    display: flex;
    align-items: center;
    gap: 4px;
    position: relative;
}

nav ul li a::after {
    content: '';
    position: absolute;
    bottom: 4px;
    left: 50%;
    transform: translateX(-50%) scaleX(0);
    width: 20px;
    height: 2px;
    background: var(--gold);
    border-radius: 2px;
    transition: transform .3s ease;
}

nav ul li a:hover::after,
nav ul li a.active::after {
    transform: translateX(-50%) scaleX(1);
}

nav ul li a:hover,
nav ul li a.active {
    color: var(--gold);
    background: rgba(232, 150, 12, .07);
}

.nav-actions {
    display: flex;
    align-items: center;
    gap: 10px;
}

.btn-nav {
    background: var(--navy);
    color: var(--white);
    padding: 10px 24px;
    border-radius: 8px;
    font-weight: 700;
    font-size: .88rem;
    transition: var(--trans);
    white-space: nowrap;
    border: 2px solid var(--navy);
}

.btn-nav:hover {
    background: var(--gold);
    border-color: var(--gold);
    color: var(--navy);
    transform: translateY(-2px);
}

.hamburger {
    display: none;
    flex-direction: column;
    gap: 5px;
    cursor: pointer;
    padding: 4px;
}

.hamburger span {
    width: 24px;
    height: 2.5px;
    background: var(--navy);
    border-radius: 2px;
    transition: var(--trans);
}


/* ================================================================
   HERO SLIDER
   ================================================================ */

.slider-wrapper {
    position: relative;
    width: 100%;
    overflow: hidden;
    height: 100vh;
    min-height: 640px;
    max-height: 920px;
}

.slider-track {
    display: flex;
    height: 100%;
    transition: transform .85s cubic-bezier(.77, 0, .175, 1);
}

.slide {
    min-width: 100%;
    height: 100%;
    position: relative;
    flex-shrink: 0;
    overflow: hidden;
}

.slide-1 {
    background: linear-gradient(145deg, rgba(4, 12, 30, 0.82) 0%, rgba(10, 25, 72, 0.76) 50%, rgba(8, 36, 100, 0.70) 100%), url('https://images.unsplash.com/photo-1521791136064-7986c2920216?w=1920&q=85') center/cover no-repeat;
}

.slide-2 {
    background: linear-gradient(145deg, rgba(5, 14, 25, 0.85) 0%, rgba(4, 36, 58, 0.80) 50%, rgba(5, 52, 82, 0.74) 100%), url('https://images.unsplash.com/photo-1560518883-ce09059eeffa?w=1920&q=85') center/cover no-repeat;
}

.slide-3 {
    background: linear-gradient(145deg, rgba(10, 8, 28, 0.85) 0%, rgba(20, 10, 55, 0.80) 50%, rgba(28, 14, 82, 0.74) 100%), url('https://images.unsplash.com/photo-1486406146926-c627a92ad1ab?w=1920&q=85') center/cover no-repeat;
}

.slide-dots-bg {
    position: absolute;
    inset: 0;
    z-index: 0;
    background-image: radial-gradient(rgba(255, 255, 255, .04) 1px, transparent 1px);
    background-size: 40px 40px;
}

.slide-orb1 {
    position: absolute;
    width: 650px;
    height: 650px;
    border-radius: 50%;
    border: 1px solid rgba(232, 150, 12, .10);
    top: -180px;
    right: -100px;
    z-index: 0;
    animation: rotateSlow 35s linear infinite;
}

.slide-orb2 {
    position: absolute;
    width: 440px;
    height: 440px;
    border-radius: 50%;
    border: 1px solid rgba(29, 92, 246, .12);
    bottom: -120px;
    right: 80px;
    z-index: 0;
    animation: rotateSlow 22s linear infinite reverse;
}

.slide-glow {
    position: absolute;
    width: 500px;
    height: 500px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(232, 150, 12, .12) 0%, transparent 70%);
    top: 50%;
    right: 10%;
    transform: translateY(-50%);
    z-index: 0;
}

@keyframes rotateSlow {
    from {
        transform: rotate(0)
    }
    to {
        transform: rotate(360deg)
    }
}

.slide-content {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    text-align: center;
    z-index: 2;
    width: 100%;
    max-width: 960px;
    padding: 0 24px;
    opacity: 0;
    transform: translate(-50%, calc(-50% + 20px));
    transition: opacity .7s ease .3s, transform .7s ease .3s;
}

.slide.active .slide-content {
    opacity: 1;
    transform: translate(-50%, -50%);
}

.slide-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    color: var(--gold);
    font-size: .75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 3.5px;
    margin-bottom: 24px;
}

.slide-eyebrow::before,
.slide-eyebrow::after {
    content: '';
    width: 32px;
    height: 1.5px;
    background: var(--gold);
}

.slide-content h1 {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2.8rem, 5.8vw, 5.2rem);
    color: var(--white);
    font-weight: 900;
    line-height: 1.08;
    margin-bottom: 24px;
    letter-spacing: -.5px;
}

.slide-content h1 em {
    font-style: normal;
    color: var(--gold);
    position: relative;
    display: inline-block;
}

.slide-content h1 em::after {
    content: '';
    position: absolute;
    bottom: -3px;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--gold), transparent);
    border-radius: 2px;
}

.slide-content p {
    color: rgba(255, 255, 255, .68);
    font-size: clamp(.95rem, 1.8vw, 1.18rem);
    max-width: 640px;
    margin: 0 auto 40px;
    line-height: 1.85;
}

.slide-btns {
    display: flex;
    gap: 16px;
    justify-content: center;
    flex-wrap: wrap;
    margin-bottom: 48px;
}

.slide-stats {
    display: flex;
    justify-content: center;
    gap: 18px;
    flex-wrap: wrap;
}

.slide-stat-pill {
    background: rgba(255, 255, 255, .08);
    backdrop-filter: blur(12px);
    border: 1px solid rgba(255, 255, 255, .14);
    border-radius: 50px;
    padding: 10px 22px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.ssp-num {
    color: var(--gold);
    font-size: 1.3rem;
    font-weight: 900;
    font-family: 'Playfair Display', serif;
}

.ssp-lbl {
    color: rgba(255, 255, 255, .65);
    font-size: .78rem;
    font-weight: 500;
}

.review-badge {
    position: absolute;
    bottom: 48px;
    left: 50%;
    transform: translateX(-50%);
    z-index: 3;
    display: flex;
    align-items: center;
    gap: 10px;
    background: rgba(255, 255, 255, .1);
    backdrop-filter: blur(14px);
    border: 1px solid rgba(255, 255, 255, .18);
    border-radius: 50px;
    padding: 10px 22px;
}

.rb-stars {
    color: var(--gold);
    letter-spacing: 2px;
    font-size: .9rem;
}

.rb-text {
    color: rgba(255, 255, 255, .8);
    font-size: .82rem;
    font-weight: 500;
}

.slider-arrow {
    position: absolute;
    top: 50%;
    z-index: 10;
    transform: translateY(-50%);
    width: 52px;
    height: 52px;
    border-radius: 50%;
    background: rgba(255, 255, 255, .1);
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, .2);
    color: var(--white);
    font-size: 1.3rem;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--trans);
    user-select: none;
}

.slider-arrow:hover {
    background: var(--gold);
    border-color: var(--gold);
    color: var(--navy);
}

.slider-prev {
    left: 32px;
}

.slider-next {
    right: 32px;
}

.slider-dots {
    position: absolute;
    bottom: 22px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    gap: 10px;
    z-index: 10;
}

.slider-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: rgba(255, 255, 255, .3);
    cursor: pointer;
    transition: var(--trans);
    border: none;
    outline: none;
}

.slider-dot.active {
    background: var(--gold);
    width: 28px;
    border-radius: 4px;
}

.slider-progress {
    position: absolute;
    bottom: 0;
    left: 0;
    height: 3px;
    background: var(--gold);
    z-index: 10;
    width: 0%;
}

.slider-progress.run {
    transition: width 5.5s linear;
    width: 100%;
}


/* ================================================================
   BUTTON STYLES
   ================================================================ */

.btn-gold {
    background: var(--gold);
    color: var(--navy);
    padding: 14px 34px;
    border-radius: 8px;
    font-weight: 700;
    font-size: .95rem;
    border: none;
    cursor: pointer;
    transition: var(--trans);
    display: inline-flex;
    align-items: center;
    gap: 8px;
}

.btn-gold:hover {
    background: var(--gold2);
    transform: translateY(-3px);
    box-shadow: 0 10px 30px rgba(232, 150, 12, .4);
}

.btn-ghost {
    background: transparent;
    color: var(--white);
    padding: 13px 32px;
    border-radius: 8px;
    border: 2px solid rgba(255, 255, 255, .35);
    font-weight: 600;
    font-size: .95rem;
    cursor: pointer;
    transition: var(--trans);
    display: inline-flex;
    align-items: center;
    gap: 8px;
}

.btn-ghost:hover {
    border-color: var(--gold);
    color: var(--gold);
    transform: translateY(-3px);
}

.btn-dark {
    background: var(--navy);
    color: var(--white);
    padding: 14px 32px;
    border-radius: 8px;
    font-weight: 700;
    font-size: .95rem;
    border: 2px solid var(--navy);
    cursor: pointer;
    transition: var(--trans);
    display: inline-flex;
    align-items: center;
    gap: 8px;
}

.btn-dark:hover {
    background: var(--gold);
    border-color: var(--gold);
    color: var(--navy);
    transform: translateY(-3px);
}

.btn-outline {
    background: transparent;
    color: var(--navy);
    padding: 13px 30px;
    border-radius: 8px;
    border: 2px solid var(--navy);
    font-weight: 600;
    font-size: .95rem;
    cursor: pointer;
    transition: var(--trans);
    display: inline-flex;
    align-items: center;
    gap: 8px;
}

.btn-outline:hover {
    background: var(--navy);
    color: var(--white);
}

.btn-sm {
    padding: 9px 20px;
    font-size: .85rem;
}


/* ================================================================
   SECTION HELPERS
   ================================================================ */

.section {
    padding: 100px 0;
}

.section-sm {
    padding: 70px 0;
}

.section-alt {
    background: var(--light);
}

.container {
    max-width: 1300px;
    margin: 0 auto;
    padding: 0 30px;
}

.section-label {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    color: var(--gold);
    font-size: .75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 3px;
    margin-bottom: 14px;
}

.section-label::before {
    content: '';
    width: 24px;
    height: 2px;
    background: var(--gold);
    border-radius: 2px;
}

h2.section-title {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2rem, 3.5vw, 2.8rem);
    color: var(--navy);
    font-weight: 800;
    line-height: 1.22;
    margin-bottom: 16px;
}

h2.section-title span {
    color: var(--gold);
}

.section-desc {
    color: var(--muted);
    font-size: 1rem;
    max-width: 560px;
}

.section-header-c {
    text-align: center;
}

.section-header-c .section-desc {
    margin: 0 auto;
}

.divider-gold {
    width: 50px;
    height: 3px;
    border-radius: 3px;
    background: var(--gold);
    margin: 18px 0 42px;
}

.divider-gold-c {
    margin: 18px auto 42px;
}


/* ================================================================
   STATS BAND
   ================================================================ */

.stats-band {
    background: var(--navy);
}

.stats-inner {
    max-width: 1300px;
    margin: 0 auto;
    padding: 0 30px;
    display: grid;
    grid-template-columns: repeat(4, 1fr);
}

.stat-item {
    padding: 54px 28px;
    text-align: center;
    border-right: 1px solid rgba(255, 255, 255, .07);
    position: relative;
    overflow: hidden;
}

.stat-item:last-child {
    border-right: none;
}

.stat-item::before {
    content: '';
    position: absolute;
    bottom: 0;
    left: 50%;
    transform: translateX(-50%);
    width: 0;
    height: 3px;
    background: var(--gold);
    border-radius: 2px;
    transition: width .5s;
}

.stat-item:hover::before {
    width: 60px;
}

.stat-icon {
    font-size: 2rem;
    margin-bottom: 10px;
}

.stat-num {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2.5rem, 4vw, 3.6rem);
    font-weight: 900;
    color: var(--white);
    line-height: 1;
    display: flex;
    align-items: flex-start;
    justify-content: center;
    gap: 2px;
}

.stat-num sub,
.stat-num sup {
    font-size: 1.4rem;
    font-weight: 700;
    color: var(--gold);
}

.stat-num sup {
    vertical-align: super;
    margin-top: 4px;
}

.stat-label {
    color: #5a7ea8;
    font-size: .82rem;
    margin-top: 10px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1.5px;
}


/* ================================================================
   SERVICES GRID
   ================================================================ */

.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
}

.svc-card {
    background: var(--white);
    border-radius: var(--radius2);
    padding: 44px 36px;
    border: 1px solid var(--border);
    transition: var(--trans);
    position: relative;
    overflow: hidden;
    cursor: pointer;
    group: true;
}

.svc-card-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(145deg, var(--navy) 0%, #1e3a6e 100%);
    opacity: 0;
    transition: var(--trans);
    z-index: 0;
}

.svc-card:hover .svc-card-overlay {
    opacity: 1;
}

.svc-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow2);
    border-color: transparent;
}

.svc-inner {
    position: relative;
    z-index: 1;
}

.svc-num {
    font-size: .7rem;
    font-weight: 800;
    color: var(--gold);
    letter-spacing: 2.5px;
    text-transform: uppercase;
    margin-bottom: 22px;
}

.svc-icon {
    width: 68px;
    height: 68px;
    border-radius: 16px;
    background: var(--light);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 24px;
    font-size: 2rem;
    transition: var(--trans);
}

.svc-card:hover .svc-icon {
    background: rgba(255, 255, 255, .12);
}

.svc-card h3 {
    color: var(--navy);
    font-size: 1.18rem;
    font-weight: 800;
    margin-bottom: 12px;
    transition: color .35s;
}

.svc-card:hover h3 {
    color: var(--white);
}

.svc-card .svc-desc {
    color: var(--muted);
    font-size: .9rem;
    line-height: 1.75;
    margin-bottom: 22px;
    transition: color .35s;
}

.svc-card:hover .svc-desc {
    color: rgba(255, 255, 255, .6);
}

.svc-rate-tag {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    background: rgba(232, 150, 12, .1);
    color: var(--gold);
    padding: 5px 14px;
    border-radius: 20px;
    font-size: .78rem;
    font-weight: 700;
    margin-bottom: 20px;
}

.svc-link {
    display: flex;
    align-items: center;
    gap: 9px;
    color: var(--navy);
    font-weight: 700;
    font-size: .88rem;
    transition: var(--trans);
}

.svc-card:hover .svc-link {
    color: var(--gold);
    gap: 14px;
}

.svc-arrow-circle {
    width: 30px;
    height: 30px;
    border-radius: 50%;
    border: 2px solid currentColor;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: .85rem;
    transition: var(--trans);
}


/* ================================================================
   ABOUT / WHY CHOOSE US
   ================================================================ */

.about-split {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
}

.about-visual {
    position: relative;
}

.about-vis-main {
    border-radius: var(--radius2);
    overflow: hidden;
    background: linear-gradient(145deg, var(--navy), var(--navy3));
    padding: 70px 40px;
    text-align: center;
    position: relative;
    min-height: 480px;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
}

.avm-orb {
    position: absolute;
    top: -60px;
    right: -60px;
    width: 200px;
    height: 200px;
    border-radius: 50%;
    background: rgba(232, 150, 12, .08);
}

.avm-icon {
    font-size: 5.5rem;
    margin-bottom: 20px;
    position: relative;
    z-index: 1;
}

.avm-title {
    color: var(--white);
    font-family: 'Playfair Display', serif;
    font-size: 1.7rem;
    font-weight: 900;
    margin-bottom: 8px;
}

.avm-sub {
    color: #7a9cc4;
    font-size: .9rem;
}

.avm-stats {
    display: grid;
    grid-template-columns: 1fr 1fr 1fr;
    gap: 12px;
    margin-top: 36px;
    width: 100%;
    position: relative;
    z-index: 1;
}

.avm-stat-box {
    background: rgba(232, 150, 12, .14);
    border-radius: 10px;
    padding: 16px 8px;
    text-align: center;
}

.avm-stat-box .n {
    color: var(--gold);
    font-size: 1.7rem;
    font-weight: 900;
    line-height: 1;
    font-family: 'Playfair Display', serif;
}

.avm-stat-box .l {
    color: rgba(255, 255, 255, .6);
    font-size: .72rem;
    margin-top: 4px;
}

.about-float-badge {
    position: absolute;
    bottom: -22px;
    right: -22px;
    background: var(--gold);
    border-radius: 16px;
    padding: 22px 26px;
    box-shadow: 0 16px 40px rgba(232, 150, 12, .42);
    text-align: center;
}

.afb-num {
    color: var(--navy);
    font-family: 'Playfair Display', serif;
    font-size: 2.8rem;
    font-weight: 900;
    line-height: 1;
}

.afb-txt {
    color: var(--navy);
    font-size: .76rem;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-top: 4px;
}


/* About visual — photo version */

.about-vis-photo {
    border-radius: var(--radius2);
    overflow: hidden;
    position: relative;
    height: 420px;
    box-shadow: var(--shadow2);
}

.about-vis-photo img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center center;
    display: block;
    transition: transform .6s ease;
}

.about-vis-photo:hover img {
    transform: scale(1.04);
}

.avp-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(to top, rgba(10, 20, 50, .72) 0%, rgba(10, 20, 50, .15) 55%, transparent 100%);
}

.avp-label {
    position: absolute;
    bottom: 28px;
    left: 28px;
    right: 28px;
    display: flex;
    flex-direction: column;
    gap: 5px;
}

.avp-title {
    color: var(--gold);
    font-size: .72rem;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 2.5px;
}

.avp-sub {
    color: rgba(255, 255, 255, .85);
    font-size: .92rem;
    font-weight: 600;
}

.about-content .divider-gold {
    margin: 18px 0 28px;
}

.feat-list {
    display: grid;
    gap: 16px;
    margin-bottom: 36px;
}

.feat-row {
    display: flex;
    gap: 14px;
    padding: 14px;
    border-radius: var(--radius);
    transition: var(--trans);
}

.feat-row:hover {
    background: var(--light);
}

.feat-ico {
    width: 48px;
    height: 48px;
    border-radius: 10px;
    background: var(--navy);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.3rem;
    flex-shrink: 0;
}

.feat-row h4 {
    color: var(--navy);
    font-weight: 700;
    font-size: .93rem;
    margin-bottom: 3px;
}

.feat-row p {
    color: var(--muted);
    font-size: .84rem;
}


/* Values grid */

.values-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.val-card {
    background: var(--white);
    border-radius: var(--radius2);
    padding: 38px 28px;
    box-shadow: var(--shadow);
    text-align: center;
    border-top: 4px solid transparent;
    transition: var(--trans);
}

.val-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow2);
    border-top-color: var(--gold);
}

.val-icon {
    font-size: 2.8rem;
    margin-bottom: 16px;
}

.val-card h3 {
    color: var(--navy);
    font-weight: 800;
    font-size: 1.05rem;
    margin-bottom: 10px;
}

.val-card p {
    color: var(--muted);
    font-size: .88rem;
    line-height: 1.75;
}


/* ================================================================
   PROCESS STEPS
   ================================================================ */

.steps-row {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1px;
    background: var(--light2);
    border-radius: var(--radius2);
    overflow: hidden;
    box-shadow: var(--shadow);
}

.step-box {
    background: var(--white);
    padding: 46px 28px;
    text-align: center;
    transition: var(--trans);
    position: relative;
    overflow: hidden;
}

.step-box::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: var(--gold);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform .4s;
}

.step-box:hover::before {
    transform: scaleX(1);
}

.step-box:hover {
    background: var(--navy);
}

.step-circ {
    width: 64px;
    height: 64px;
    border-radius: 50%;
    border: 2px solid var(--gold);
    color: var(--gold);
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: 'Playfair Display', serif;
    font-size: 1.5rem;
    font-weight: 900;
    margin: 0 auto 22px;
    transition: var(--trans);
}

.step-box:hover .step-circ {
    background: var(--gold);
    color: var(--navy);
    border-color: var(--gold);
}

.step-box h4 {
    color: var(--navy);
    font-weight: 800;
    font-size: 1.02rem;
    margin-bottom: 10px;
    transition: color .35s;
}

.step-box p {
    color: var(--muted);
    font-size: .86rem;
    transition: color .35s;
}

.step-box:hover h4,
.step-box:hover p {
    color: rgba(255, 255, 255, .8);
}


/* ================================================================
   TESTIMONIALS
   ================================================================ */

.testi-section {
    background: linear-gradient(155deg, #07122a 0%, #0d1f3c 50%, #0d1f3c 100%);
    position: relative;
    overflow: hidden;
}

.testi-section::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image: radial-gradient(rgba(232, 150, 12, .05) 1px, transparent 1px);
    background-size: 40px 40px;
    z-index: 0;
}

.testi-section::after {
    content: '';
    position: absolute;
    right: -100px;
    top: -100px;
    width: 500px;
    height: 500px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(232, 150, 12, .07) 0%, transparent 70%);
    z-index: 0;
}

.testi-section .container {
    position: relative;
    z-index: 1;
}

.testi-section .section-label {
    color: var(--gold);
}

.testi-section h2.section-title {
    color: var(--white);
}

.testi-section .section-desc {
    color: rgba(255, 255, 255, .55);
}

.testi-slider-outer {
    overflow: hidden;
    margin-top: 4px;
}

.testi-track {
    display: flex;
    gap: 26px;
    transition: transform .65s cubic-bezier(.4, 0, .2, 1);
}

.testi-card {
    min-width: calc(33.333% - 18px);
    background: rgba(255, 255, 255, .05);
    backdrop-filter: blur(12px);
    border: 1px solid rgba(255, 255, 255, .09);
    border-radius: var(--radius2);
    padding: 40px 36px;
    flex-shrink: 0;
    transition: var(--trans);
}

.testi-card:hover {
    background: rgba(255, 255, 255, .09);
    transform: translateY(-5px);
}

.tc-quote {
    font-size: 5rem;
    color: var(--gold);
    opacity: .2;
    line-height: .7;
    font-family: Georgia, serif;
    font-weight: 900;
    margin-bottom: 8px;
}

.tc-stars {
    color: var(--gold);
    letter-spacing: 2px;
    font-size: .88rem;
    margin-bottom: 14px;
}

.tc-text {
    color: rgba(255, 255, 255, .72);
    font-size: .93rem;
    line-height: 1.82;
    margin-bottom: 28px;
    font-style: italic;
}

.tc-footer {
    display: flex;
    align-items: center;
    gap: 14px;
}

.tc-av {
    width: 52px;
    height: 52px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--gold), var(--gold2));
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    font-size: 1.1rem;
    color: var(--navy);
    flex-shrink: 0;
}

.tc-name {
    color: var(--white);
    font-weight: 700;
    font-size: .95rem;
}

.tc-role {
    color: #4a6a8a;
    font-size: .78rem;
    margin-top: 2px;
}

.testi-nav {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    margin-top: 50px;
}

.tbn {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: rgba(255, 255, 255, .08);
    border: 1px solid rgba(255, 255, 255, .14);
    color: var(--white);
    font-size: 1.1rem;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--trans);
}

.tbn:hover {
    background: var(--gold);
    border-color: var(--gold);
    color: var(--navy);
}

.td-row {
    display: flex;
    gap: 8px;
}

.t-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: rgba(255, 255, 255, .25);
    cursor: pointer;
    transition: var(--trans);
    border: none;
}

.t-dot.active {
    background: var(--gold);
    width: 24px;
    border-radius: 4px;
}


/* ================================================================
   CTA BAND
   ================================================================ */

.cta-band {
    background: linear-gradient(135deg, var(--navy) 0%, #173068 100%);
    position: relative;
    overflow: hidden;
}

.cta-band::before {
    content: '';
    position: absolute;
    right: -100px;
    top: -100px;
    width: 500px;
    height: 500px;
    border-radius: 50%;
    background: rgba(232, 150, 12, .07);
}

.cta-band::after {
    content: '';
    position: absolute;
    left: -80px;
    bottom: -80px;
    width: 300px;
    height: 300px;
    border-radius: 50%;
    background: rgba(29, 92, 246, .06);
}

.cta-inner {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 50px;
    align-items: center;
}

.cta-title {
    font-family: 'Playfair Display', serif;
    color: var(--white);
    font-size: clamp(1.8rem, 3vw, 2.5rem);
    font-weight: 800;
    margin-bottom: 8px;
}

.cta-sub {
    color: rgba(255, 255, 255, .55);
    font-size: .95rem;
}

.cta-btns {
    display: flex;
    gap: 14px;
    flex-shrink: 0;
    flex-wrap: wrap;
}


/* ================================================================
   PAGE HERO (inner pages)
   ================================================================ */

.page-hero {
    background: linear-gradient(145deg, var(--navy) 0%, #152e68 55%, #0d2355 100%);
    padding: 160px 0 100px;
    position: relative;
    overflow: hidden;
}

.page-hero::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 60px;
    background: var(--white);
    clip-path: ellipse(55% 100% at 50% 100%);
}

.page-hero-dots {
    position: absolute;
    inset: 0;
    background-image: radial-gradient(rgba(255, 255, 255, .04) 1px, transparent 1px);
    background-size: 35px 35px;
}

.page-hero-glow {
    position: absolute;
    right: -60px;
    top: -60px;
    width: 400px;
    height: 400px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(232, 150, 12, .1) 0%, transparent 70%);
}

.page-hero-content {
    position: relative;
    z-index: 1;
    text-align: center;
    padding: 0 20px;
}

.page-hero-icon {
    width: 80px;
    height: 80px;
    border-radius: 20px;
    background: rgba(232, 150, 12, .15);
    border: 1px solid rgba(232, 150, 12, .3);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2.2rem;
    margin: 0 auto 20px;
}

.page-hero h1 {
    font-family: 'Playfair Display', serif;
    color: var(--white);
    font-size: clamp(2.2rem, 4.5vw, 3.2rem);
    font-weight: 900;
    margin-bottom: 14px;
}

.page-hero p {
    color: rgba(255, 255, 255, .6);
    font-size: 1.05rem;
    max-width: 540px;
    margin: 0 auto;
}

.breadcrumb {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 8px;
    margin-top: 22px;
    font-size: .84rem;
}

.breadcrumb a {
    color: var(--gold);
    font-weight: 600;
}

.breadcrumb span {
    color: rgba(255, 255, 255, .35);
}


/* ================================================================
   TEAM
   ================================================================ */

.team-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 28px;
}

.team-card {
    background: var(--white);
    border-radius: var(--radius2);
    box-shadow: var(--shadow);
    overflow: hidden;
    transition: var(--trans);
    text-align: center;
}

.team-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow2);
}

.team-av-wrap {
    height: 185px;
    background: linear-gradient(145deg, var(--navy), var(--navy3));
    display: flex;
    align-items: flex-end;
    justify-content: center;
    position: relative;
    overflow: hidden;
}

.team-av-wrap::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(circle at 50% 30%, rgba(232, 150, 12, .15), transparent);
}

.team-av-emoji {
    font-size: 5.5rem;
    line-height: 1.15;
    position: relative;
    z-index: 1;
}

.team-body {
    padding: 22px 18px 24px;
}

.team-body h4 {
    color: var(--navy);
    font-weight: 800;
    margin-bottom: 5px;
}

.team-body .role {
    color: var(--gold);
    font-size: .76rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1.5px;
}

.team-body p {
    color: var(--muted);
    font-size: .83rem;
    margin-top: 10px;
    line-height: 1.65;
}


/* ================================================================
   SERVICES FULL GRID
   ================================================================ */

.svc-full-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 28px;
}

.sfc-card {
    background: var(--white);
    border-radius: var(--radius2);
    box-shadow: var(--shadow);
    border: 1px solid var(--border);
    overflow: hidden;
    transition: var(--trans);
    display: flex;
    flex-direction: column;
}

.sfc-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow2);
    border-color: transparent;
}

.sfc-head {
    background: linear-gradient(145deg, var(--navy), var(--navy3));
    padding: 34px 32px 24px;
    display: flex;
    align-items: center;
    gap: 18px;
}

.sfc-icon-box {
    width: 62px;
    height: 62px;
    border-radius: 14px;
    background: rgba(232, 150, 12, .18);
    border: 1px solid rgba(232, 150, 12, .3);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.7rem;
    flex-shrink: 0;
}

.sfc-head-text h3 {
    color: var(--white);
    font-size: 1.15rem;
    font-weight: 800;
}

.sfc-rate {
    display: inline-flex;
    align-items: center;
    gap: 5px;
    background: rgba(232, 150, 12, .18);
    color: var(--gold2);
    padding: 3px 12px;
    border-radius: 20px;
    font-size: .77rem;
    font-weight: 700;
    margin-top: 6px;
}

.sfc-body {
    padding: 28px 32px;
    flex: 1;
}

.sfc-body p {
    color: var(--muted);
    font-size: .91rem;
    margin-bottom: 18px;
}

.sfc-list {
    display: grid;
    gap: 9px;
    margin-bottom: 18px;
}

.sfc-list li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: .87rem;
    color: var(--text);
}

.sfc-list li::before {
    content: '✓';
    color: var(--gold);
    font-weight: 800;
}

.sfc-foot {
    padding: 0 32px 28px;
    display: flex;
    gap: 14px;
    align-items: center;
}


/* Service detail */

.sd-layout {
    display: grid;
    grid-template-columns: 1fr 360px;
    gap: 50px;
    align-items: start;
}

.sd-main h2 {
    font-family: 'Playfair Display', serif;
    color: var(--navy);
    font-size: 2rem;
    font-weight: 900;
    margin-bottom: 18px;
}

.sd-main p {
    color: var(--muted);
    margin-bottom: 16px;
    line-height: 1.85;
}

.sd-feat-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    margin: 32px 0;
}

.sd-feat-box {
    background: var(--light);
    border-radius: var(--radius);
    padding: 18px 16px;
    display: flex;
    gap: 12px;
    transition: var(--trans);
}

.sd-feat-box:hover {
    background: var(--navy);
}

.sd-feat-box:hover .sd-feat-title,
.sd-feat-box:hover .sd-feat-desc {
    color: var(--white);
}

.sd-feat-ico {
    font-size: 1.6rem;
    flex-shrink: 0;
}

.sd-feat-title {
    color: var(--navy);
    font-weight: 700;
    font-size: .9rem;
}

.sd-feat-desc {
    color: var(--muted);
    font-size: .82rem;
}

.sd-check-list {
    display: grid;
    gap: 10px;
}

.sd-check-list li {
    display: flex;
    gap: 10px;
    align-items: center;
    font-size: .92rem;
    color: var(--text);
}

.sd-check-list li::before {
    content: '✓';
    color: var(--gold);
    font-weight: 800;
    font-size: 1rem;
    flex-shrink: 0;
}

.sd-doc-box {
    background: var(--light);
    border-radius: var(--radius2);
    padding: 28px;
}

.sd-doc-box h3 {
    color: var(--navy);
    font-weight: 800;
    font-size: 1rem;
    margin-bottom: 16px;
}

.sd-doc-list {
    display: grid;
    gap: 9px;
}

.sd-doc-list li {
    display: flex;
    gap: 8px;
    align-items: center;
    font-size: .88rem;
    color: var(--text);
}

.sd-doc-list li::before {
    content: '●';
    color: var(--gold);
    font-size: .5rem;
}

.sd-sidebar {
    position: sticky;
    top: 100px;
}

.sd-side-card {
    background: var(--navy);
    border-radius: var(--radius2);
    padding: 32px 28px;
    color: var(--white);
    margin-bottom: 22px;
}

.sd-side-card h4 {
    color: var(--gold);
    font-weight: 700;
    margin-bottom: 18px;
    font-size: 1rem;
}

.sd-info-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 11px 0;
    border-bottom: 1px solid rgba(255, 255, 255, .07);
    font-size: .87rem;
}

.sd-info-row:last-child {
    border: none;
}

.sd-i-lbl {
    color: #4a6a8a;
}

.sd-i-val {
    color: var(--white);
    font-weight: 600;
    text-align: right;
    max-width: 55%;
    font-size: .84rem;
}


/* Compare table */

.ctable {
    width: 100%;
    border-collapse: collapse;
    background: var(--white);
    border-radius: var(--radius2);
    overflow: hidden;
    box-shadow: var(--shadow);
}

.ctable thead tr {
    background: var(--navy);
    color: var(--white);
}

.ctable th {
    padding: 18px 20px;
    text-align: left;
    font-weight: 700;
    font-size: .87rem;
}

.ctable th:not(:first-child) {
    text-align: center;
}

.ctable tbody tr {
    border-bottom: 1px solid var(--border);
    transition: background .2s;
}

.ctable tbody tr:hover {
    background: var(--light);
}

.ctable td {
    padding: 16px 20px;
    font-size: .9rem;
    color: var(--text);
}

.ctable td:not(:first-child) {
    text-align: center;
}

.ctable td:first-child {
    font-weight: 700;
    color: var(--navy);
}

.td-taux {
    color: #16a34a;
    font-weight: 800;
}

.ctable .see-btn {
    background: rgba(29, 92, 246, .1);
    color: var(--blue);
    padding: 5px 14px;
    border-radius: 20px;
    font-size: .8rem;
    font-weight: 700;
    transition: var(--trans);
    display: inline-block;
}

.ctable .see-btn:hover {
    background: var(--navy);
    color: var(--white);
}


/* ================================================================
   CONTACT
   ================================================================ */

.contact-layout {
    display: grid;
    grid-template-columns: 390px 1fr;
    gap: 50px;
}

.c-info-card {
    background: var(--navy);
    border-radius: var(--radius2);
    padding: 38px 30px;
    color: var(--white);
    margin-bottom: 24px;
}

.c-info-card h3 {
    font-family: 'Playfair Display', serif;
    font-size: 1.4rem;
    margin-bottom: 8px;
}

.c-info-card>p {
    color: rgba(255, 255, 255, .5);
    font-size: .88rem;
    margin-bottom: 28px;
}

.c-items-list {
    display: grid;
    gap: 18px;
}

.c-item {
    display: flex;
    gap: 14px;
    align-items: flex-start;
}

.c-item-ico {
    width: 44px;
    height: 44px;
    border-radius: 10px;
    background: rgba(232, 150, 12, .15);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    flex-shrink: 0;
}

.c-item-lbl {
    color: #4a6a8a;
    font-size: .72rem;
    text-transform: uppercase;
    letter-spacing: 1px;
}

.c-item-val {
    color: var(--white);
    font-weight: 600;
    font-size: .9rem;
}

.c-socials {
    display: flex;
    gap: 10px;
    margin-top: 24px;
}

.c-soc-btn {
    width: 38px;
    height: 38px;
    border-radius: 8px;
    background: rgba(255, 255, 255, .07);
    border: 1px solid rgba(255, 255, 255, .12);
    color: var(--white);
    font-size: .68rem;
    font-weight: 800;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--trans);
}

.c-soc-btn:hover {
    background: var(--gold);
    color: var(--navy);
    border-color: var(--gold);
}

.c-form-wrap {
    background: var(--white);
    border-radius: var(--radius2);
    padding: 46px 42px;
    box-shadow: var(--shadow);
    border: 1px solid var(--border);
}

.c-form-wrap h3 {
    font-family: 'Playfair Display', serif;
    color: var(--navy);
    font-size: 1.65rem;
    font-weight: 900;
    margin-bottom: 6px;
}

.c-form-wrap>p {
    color: var(--muted);
    font-size: .9rem;
    margin-bottom: 32px;
}

.faq-box {
    background: var(--light);
    border-radius: var(--radius2);
    padding: 26px;
}

.faq-box h4 {
    color: var(--navy);
    font-weight: 800;
    margin-bottom: 16px;
    font-size: .95rem;
}

.faq-i {
    background: var(--white);
    border-radius: var(--radius);
    padding: 14px 16px;
    border-left: 3px solid var(--gold);
    margin-bottom: 10px;
}

.faq-i:last-child {
    margin-bottom: 0;
}

.faq-i .fq {
    font-weight: 700;
    color: var(--navy);
    font-size: .88rem;
    margin-bottom: 5px;
}

.faq-i .fa {
    color: var(--muted);
    font-size: .83rem;
}


/* ================================================================
   FORMS
   ================================================================ */

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.f-group {
    margin-bottom: 22px;
}

.f-group.full {
    grid-column: 1/-1;
}

.f-group label {
    display: block;
    color: var(--navy);
    font-weight: 700;
    font-size: .85rem;
    margin-bottom: 8px;
}

.f-group label .req {
    color: #e53e3e;
}

.f-group input,
.f-group select,
.f-group textarea {
    width: 100%;
    padding: 13px 18px;
    border: 2px solid var(--border);
    border-radius: var(--radius);
    font-size: .92rem;
    color: var(--text);
    background: var(--white);
    transition: var(--trans);
    font-family: 'Inter', sans-serif;
    outline: none;
    appearance: none;
}

.f-group input:focus,
.f-group select:focus,
.f-group textarea:focus {
    border-color: var(--gold);
    box-shadow: 0 0 0 3px rgba(232, 150, 12, .12);
}

.f-group textarea {
    resize: vertical;
    min-height: 120px;
}

.f-group select {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%230d1f3c' stroke-width='1.5' fill='none'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 16px center;
    padding-right: 42px;
}

.btn-form {
    width: 100%;
    padding: 15px;
    background: var(--navy);
    color: var(--white);
    border: none;
    border-radius: var(--radius);
    font-size: 1rem;
    font-weight: 700;
    cursor: pointer;
    transition: var(--trans);
    font-family: 'Inter', sans-serif;
    letter-spacing: .3px;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
}

.btn-form:hover {
    background: var(--gold);
    color: var(--navy);
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(232, 150, 12, .3);
}

.f-alert {
    padding: 14px 18px;
    border-radius: var(--radius);
    margin-bottom: 24px;
    font-size: .92rem;
    font-weight: 500;
}

.f-alert.ok {
    background: #dcfce7;
    color: #15803d;
    border: 1px solid #bbf7d0;
}

.f-alert.err {
    background: #fee2e2;
    color: #b91c1c;
    border: 1px solid #fecaca;
}

.consent-r {
    display: flex;
    gap: 12px;
    align-items: flex-start;
    margin-bottom: 22px;
}

.consent-r input[type=checkbox] {
    width: 18px;
    height: 18px;
    accent-color: var(--navy);
    flex-shrink: 0;
    margin-top: 2px;
}

.consent-r label {
    color: var(--muted);
    font-size: .85rem;
    font-weight: 400;
}

.note-row {
    background: var(--light);
    border-radius: var(--radius);
    padding: 14px 18px;
    margin-top: 18px;
    font-size: .84rem;
    color: var(--muted);
}

.note-row strong {
    color: var(--navy);
}


/* Loan form */

.loan-wrap {
    max-width: 920px;
    margin: 0 auto;
}

.loan-form-card {
    background: var(--white);
    border-radius: var(--radius2);
    box-shadow: 0 10px 60px rgba(13, 31, 60, .1);
    padding: 56px;
    border: 1px solid var(--border);
}

.loan-form-card h2 {
    font-family: 'Playfair Display', serif;
    color: var(--navy);
    font-size: 1.75rem;
    font-weight: 900;
    margin-bottom: 6px;
}

.loan-form-card>p {
    color: var(--muted);
    margin-bottom: 44px;
}

.fs-head {
    font-weight: 800;
    color: var(--navy);
    font-size: .96rem;
    border-bottom: 2px solid var(--gold);
    padding-bottom: 10px;
    margin: 36px 0 24px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.fs-num {
    width: 26px;
    height: 26px;
    border-radius: 50%;
    background: var(--gold);
    color: var(--navy);
    font-size: .82rem;
    font-weight: 900;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.amount-box {
    margin-bottom: 22px;
}

.amount-top {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 10px;
}

.amount-lbl {
    color: var(--navy);
    font-weight: 700;
    font-size: .85rem;
}

.amount-val-display {
    background: var(--navy);
    color: var(--gold);
    padding: 9px 18px;
    border-radius: 8px;
    font-weight: 900;
    font-size: 1rem;
    display: inline-block;
    min-width: 170px;
    text-align: center;
}

.range-lim {
    display: flex;
    justify-content: space-between;
    font-size: .75rem;
    color: var(--muted);
    margin-top: 6px;
}

input[type=range] {
    width: 100%;
    -webkit-appearance: none;
    height: 6px;
    border-radius: 3px;
    background: var(--border);
    outline: none;
    border: none;
    padding: 0;
    box-shadow: none;
}

input[type=range]::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: var(--gold);
    cursor: pointer;
    border: 4px solid var(--navy);
    box-shadow: 0 2px 10px rgba(232, 150, 12, .4);
}


/* ================================================================
   FOOTER
   ================================================================ */

footer {
    background: #07122a;
    color: #7a95b8;
}

.footer-main {
    max-width: 1300px;
    margin: 0 auto;
    padding: 82px 30px 62px;
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1.6fr;
    gap: 56px;
    border-bottom: 1px solid rgba(255, 255, 255, .06);
}

.footer-brand-col .logo {
    margin-bottom: 20px;
}

.footer-brand-col .logo .logo-text .l1 {
    color: var(--white);
}

.footer-brand-col p {
    font-size: .88rem;
    line-height: 1.85;
    max-width: 280px;
    margin-bottom: 24px;
}

.ft-socs {
    display: flex;
    gap: 10px;
}

.ft-soc {
    width: 38px;
    height: 38px;
    border-radius: 8px;
    background: rgba(255, 255, 255, .06);
    border: 1px solid rgba(255, 255, 255, .09);
    display: flex;
    align-items: center;
    justify-content: center;
    color: #7a95b8;
    font-size: .68rem;
    font-weight: 800;
    transition: var(--trans);
}

.ft-soc:hover {
    background: var(--gold);
    color: var(--navy);
    border-color: var(--gold);
}

.footer-links-col h5 {
    color: var(--white);
    font-weight: 800;
    font-size: .92rem;
    margin-bottom: 22px;
    padding-bottom: 12px;
    position: relative;
}

.footer-links-col h5::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 26px;
    height: 2px;
    background: var(--gold);
    border-radius: 2px;
}

.footer-links-col ul li {
    margin-bottom: 10px;
}

.footer-links-col ul li a {
    color: #5a7ea8;
    font-size: .87rem;
    transition: var(--trans);
    display: flex;
    align-items: center;
    gap: 6px;
}

.footer-links-col ul li a::before {
    content: '›';
    color: var(--gold);
    font-size: .9rem;
}

.footer-links-col ul li a:hover {
    color: var(--gold);
    padding-left: 4px;
}

.footer-contact-list li {
    display: flex;
    gap: 10px;
    align-items: flex-start;
    margin-bottom: 14px;
    font-size: .86rem;
}

.footer-contact-list li span:first-child {
    margin-top: 2px;
}

.nl-title {
    color: var(--white);
    font-weight: 800;
    font-size: .92rem;
    margin-bottom: 8px;
}

.nl-desc {
    font-size: .85rem;
    margin-bottom: 14px;
}

.nl-form {
    display: flex;
}

.nl-input {
    flex: 1;
    padding: 11px 14px;
    border: 1px solid rgba(255, 255, 255, .1);
    border-radius: 8px 0 0 8px;
    background: rgba(255, 255, 255, .06);
    color: var(--white);
    font-size: .88rem;
    outline: none;
    font-family: 'Inter', sans-serif;
}

.nl-input::placeholder {
    color: #4a6a8a;
}

.nl-btn {
    padding: 11px 18px;
    background: var(--gold);
    color: var(--navy);
    font-weight: 800;
    border: none;
    border-radius: 0 8px 8px 0;
    cursor: pointer;
    transition: var(--trans);
    font-size: .85rem;
}

.nl-btn:hover {
    background: var(--gold2);
}

.footer-bottom-bar {
    max-width: 1300px;
    margin: 0 auto;
    padding: 22px 30px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 12px;
}

.footer-bottom-bar p {
    font-size: .82rem;
    color: #3a577a;
}

.footer-bottom-bar-links a {
    color: #3a577a;
    font-size: .82rem;
    margin-left: 20px;
    transition: var(--trans);
}

.footer-bottom-bar-links a:hover {
    color: var(--gold);
}


/* ================================================================
   FADE-UP ANIMATION
   ================================================================ */

.fade-up {
    opacity: 0;
    transform: translateY(30px);
    transition: opacity .65s ease, transform .65s ease;
}

.fade-up.visible {
    opacity: 1;
    transform: translateY(0);
}


/* Back to top */

.back-top {
    position: fixed;
    bottom: 30px;
    right: 30px;
    z-index: 999;
    width: 46px;
    height: 46px;
    border-radius: 10px;
    background: var(--gold);
    color: var(--navy);
    border: none;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    box-shadow: 0 6px 20px rgba(232, 150, 12, .4);
    transition: var(--trans);
    opacity: 0;
    pointer-events: none;
    font-size: 1.2rem;
}

.back-top.show {
    opacity: 1;
    pointer-events: auto;
}

.back-top:hover {
    background: var(--navy);
    color: var(--gold);
    transform: translateY(-4px);
}


/* ================================================================
   SIMULATOR
   ================================================================ */

.sim-layout {
    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: 60px;
    align-items: center;
}

.sim-left .section-title {
    text-align: left;
    font-size: 2.3rem;
}

.sim-left .divider-gold {
    margin-left: 0;
}

.sim-perks {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.sim-perks li {
    color: var(--navy);
    font-size: .96rem;
    font-weight: 600;
}

.sim-card {
    background: var(--white);
    border-radius: var(--radius2);
    padding: 44px;
    box-shadow: 0 20px 60px rgba(0, 0, 0, .1);
    border: 1px solid #e8ecf2;
}

.sim-card-title {
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--navy);
    margin-bottom: 28px;
    padding-bottom: 18px;
    border-bottom: 2px solid #f0f2f6;
    font-family: var(--font-body);
}

.f-group {
    margin-bottom: 24px;
}

.f-group label,
.amount-lbl {
    display: block;
    font-size: .8rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: .06em;
    color: var(--navy);
    margin-bottom: 10px;
}

.f-group select {
    width: 100%;
    padding: 13px 16px;
    border: 2px solid #e8ecf2;
    border-radius: var(--radius);
    font-size: .95rem;
    color: var(--navy);
    font-family: var(--font-body);
    background: var(--light);
    cursor: pointer;
    outline: none;
    transition: border-color .25s;
}

.f-group select:focus {
    border-color: var(--gold);
}

.amount-top {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.amount-val-display {
    font-size: .9rem;
    font-weight: 700;
    color: var(--gold);
}

.f-group input[type="range"] {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 5px;
    border-radius: 99px;
    background: #e8ecf2;
    outline: none;
    cursor: pointer;
    margin: 10px 0 4px;
    transition: background .1s;
}

.f-group input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: var(--gold);
    border: 3px solid var(--white);
    box-shadow: 0 2px 10px rgba(232, 150, 12, .4);
    cursor: pointer;
}

.f-group input[type="range"]::-moz-range-thumb {
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: var(--gold);
    border: none;
    box-shadow: 0 2px 10px rgba(232, 150, 12, .4);
    cursor: pointer;
}

.range-lim {
    display: flex;
    justify-content: space-between;
    font-size: .74rem;
    color: var(--muted);
    margin-top: 4px;
}

.sim-results {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
    background: var(--light);
    border-radius: var(--radius);
    padding: 16px;
    margin-bottom: 24px;
}

.sim-res-main {
    grid-column: 1 / -1;
    background: var(--navy);
    border-radius: calc(var(--radius) - 4px);
    padding: 18px;
    text-align: center;
}

.sim-res-main .srb-lbl {
    color: rgba(255, 255, 255, .6);
}

.sim-res-main .srb-val {
    color: var(--gold) !important;
    font-size: 1.75rem !important;
}

.sim-res-box {
    text-align: center;
    padding: 10px 6px;
}

.srb-lbl {
    font-size: .74rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: .05em;
    color: var(--muted);
    margin-bottom: 6px;
}

.srb-val {
    font-size: .97rem;
    font-weight: 800;
    color: var(--navy);
    font-family: var(--font-head);
}

.sim-btn {
    width: 100%;
    justify-content: center;
    text-align: center;
    display: block;
}


/* ---- Testi marquee (infinite auto-scroll) ---- */

.testi-scroll-outer {
    position: relative;
    overflow: hidden;
    margin-top: 4px;
}

.testi-scroll-outer::before,
.testi-scroll-outer::after {
    content: '';
    position: absolute;
    top: 0;
    bottom: 0;
    width: 120px;
    z-index: 2;
    pointer-events: none;
}

.testi-scroll-outer::before {
    left: 0;
    background: linear-gradient(to right, #0d1f3c 0%, transparent 100%);
}

.testi-scroll-outer::after {
    right: 0;
    background: linear-gradient(to left, #0d1f3c 0%, transparent 100%);
}

.testi-scroll-track {
    display: flex;
    gap: 28px;
    width: max-content;
    animation: testiMarquee 38s linear infinite;
}

.testi-scroll-outer:hover .testi-scroll-track {
    animation-play-state: paused;
}

.testi-scroll-track .testi-card {
    min-width: 360px;
    max-width: 360px;
    flex-shrink: 0;
}

@keyframes testiMarquee {
    0% {
        transform: translateX(0);
    }
    100% {
        transform: translateX(-50%);
    }
}


/* ================================================================
   RESPONSIVE
   ================================================================ */

@media (max-width: 1100px) {
    .services-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .stats-inner {
        grid-template-columns: repeat(2, 1fr);
    }
    .steps-row {
        grid-template-columns: repeat(2, 1fr);
    }
    .svc-full-grid {
        grid-template-columns: 1fr;
    }
    .footer-main {
        grid-template-columns: 1fr 1fr;
        gap: 36px;
    }
    .team-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .sd-layout {
        grid-template-columns: 1fr;
    }
    .sd-sidebar {
        position: static;
    }
    .about-split {
        grid-template-columns: 1fr;
    }
    .about-float-badge {
        position: static;
        display: inline-block;
        margin-top: 20px;
    }
    .contact-layout {
        grid-template-columns: 1fr;
    }
    .cta-inner {
        grid-template-columns: 1fr;
    }
    .sim-layout {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    .values-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 768px) {
    .top-bar {
        display: none;
    }
    .navbar {
        padding: 0 20px;
    }
    nav ul {
        display: none;
        flex-direction: column;
        position: absolute;
        top: 76px;
        left: 0;
        right: 0;
        background: var(--white);
        padding: 16px;
        box-shadow: 0 10px 30px rgba(13, 31, 60, .15);
        z-index: 999;
        border-top: 1px solid var(--border);
    }
    nav ul.open {
        display: flex;
    }
    .hamburger {
        display: flex;
    }
    .btn-nav {
        display: none;
    }
    .slider-wrapper {
        height: 90vh;
    }
    .slide-stats {
        flex-direction: column;
        align-items: center;
    }
    .slider-arrow {
        width: 40px;
        height: 40px;
        font-size: 1rem;
    }
    .slider-prev {
        left: 12px;
    }
    .slider-next {
        right: 12px;
    }
    .services-grid {
        grid-template-columns: 1fr;
    }
    .steps-row {
        grid-template-columns: 1fr;
    }
    .testi-scroll-track .testi-card {
        min-width: 280px;
        max-width: 280px;
    }
    .sim-card {
        padding: 28px 22px;
    }
    .form-row {
        grid-template-columns: 1fr;
    }
    .footer-main {
        grid-template-columns: 1fr;
    }
    .loan-form-card {
        padding: 28px 22px;
    }
    .c-form-wrap {
        padding: 28px 22px;
    }
    .page-hero {
        padding: 130px 0 80px;
    }
    .values-grid {
        grid-template-columns: 1fr;
    }
    .sd-feat-grid {
        grid-template-columns: 1fr;
    }
    .nl-form {
        flex-direction: column;
    }
    .nl-input,
    .nl-btn {
        border-radius: 8px;
    }
    .cta-btns {
        flex-direction: column;
    }
    .stat-item {
        border-right: none;
        border-bottom: 1px solid rgba(255, 255, 255, .07);
    }
}

@media (max-width: 480px) {
    .team-grid {
        grid-template-columns: 1fr;
    }
    .container {
        padding: 0 16px;
    }
    .section {
        padding: 72px 0;
    }
    .slide-content h1 {
        font-size: 2.4rem;
    }
}